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4

What impacts will be made at a community level if we deliver training on this

topic?

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Better able to manage money

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Greater understanding and confidence in managing money

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People would be more confident in asking/answering questions

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Greater awareness of how to deal with problems

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Improved understanding of the effects of debt and how to deal efficiently with it

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Greater confidence to tackle personal problems

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Reduced stress

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Communities empowered to pass on information by holding workshops and training

days

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Greater awareness of ethics of companies helping/offering to help a community

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Reduced element of fear of financial problems

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Greater financial independence; self esteem will be retained, which in turn keeps

peoples’ wellbeing at a high level

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Greater confidence in the benefit system

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Greater access to banking facilities i.e. banks, credit unions

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Better understanding of the way their local authority/landlord works

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Reduced pressures of financial hardship as people become more knowledgeable

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Reduced travel and phone costs as information is available more locally

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Communities more confident in scrutinising local authorities – making sure they are

delivering value for money

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Reduced risk of eviction of tenants; reduced rent arrears and greater support available

to sustain their tenancies

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Reduced debt

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Increased access to benefits – greater awareness of entitlements

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People and communities will be financially better off

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Improved health – reduced pressure on the NHS

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Greater self respect